Medical assessment: how to prepare (what to say)
The medical assessment is the most decisive stage of your compensation: it fixes the extent of your injuries, and therefore the offer.
Why the assessment is decisive
The appointed doctor (often for the insurer) evaluates your losses. The report is the basis for the valuation. An assessment faced without preparation very often leads to undervaluation.
Get assistance
You may be accompanied by a victims doctor (who defends your interests against the insurer doctor) and by your lawyer. It is the best way to restore balance on the day.
What to prepare and say
Bring your full file (certificates, reports, imaging, sick leave, invoices). Describe concretely the impact on your daily life: gestures that became difficult, pain, fatigue, sleep, work, activities given up.
Traps to avoid
Do not downplay your pain out of modesty; the doctor notes what you say. Do not exaggerate either: any inconsistency harms your credibility. Stay factual and precise.
After the assessment
You receive the report. If it is incomplete or minimises your injuries, it can be challenged, and a counter-assessment or court expertise requested. Do not sign under pressure.
Frequently asked questions
Can I bring someone to the assessment?
What if I disagree with the report?
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This article is general information only and is not legal advice. Every case is different and no outcome can be guaranteed.