Should you accept the insurer's first offer?
Receiving an offer is a step — not the end of the road. A first offer is, most often, a basis for discussion.
Why be wary of a quick offer
An early or rounded offer is rarely itemised. It may ignore professional impact, third-party assistance, loss of amenity, future losses. Once a settlement is signed, going back is very difficult.
Analyse it, head by head
Compare the offer with the medical assessment and your real situation. Each item must be examined. A clearly insufficient offer is legally treated as no offer.
Negotiate — or go to court
Discussion is led with evidence and arguments. If disagreement persists, a judge can set the compensation.
Our advice
Do not sign any release before a critical review. A free check prevents you from unknowingly giving up significant sums.
Frequently asked questions
Do I have the right to refuse an offer?
Does agreeing to a medical assessment speed things up?
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This article is general information only and is not legal advice. Every case is different and no outcome can be guaranteed.